According to the rules of travel industry management, tourism industry and the performance of insurance liability insurance cover must be effected to a group, and the original NT200 ten thousand yuan travel fpa has passenger insurance, however, if a passenger group and meaning for accident, causing the death or disability, passenger claims by insurance company contract liability, death can cost as much as $2 million in claims, while the disability grade level, as for the medical expenses of RMB 30000.If one of your passengers had meaning for death is due to the fault of the travel agency, accident compensation can be obtained at up to ten thousand yuan, NT1000 if travel industry due to the problems of the financial unable to reach a travel trip, within the scope of the insurance benefits, then the pay the compensation cost.
Travel industry comprehensive insurance
Legal responsibility: the travel agency or the leader and guide arrangement member to prohibited, illegal activities (such as swimming, snorkeling, etc.), because there was an accident, make the member body injury, death or property damage, the travel agency shall be liable for damages in accordance with the law, the insurance company in insurance amount compensation.
Contract responsibility: passengers to travel tour group by () at home and abroad, during the travel period, due to the accident outside the meaning, cause death or disability, the insurance company claims.
Performance liability insurance, the insured, within the effective period of this insurance contract to a third person after the charge a membership fee, due to financial problems make the travel arrangements or group by cannot depart or complete the whole trip, travel to members of the loss of all or part of the membership fee, in accordance with the law shall be liable for compensation by the insured, the company members of tourism liable for compensation.
P.S. Each performance liability including 30000 accident medical treatment have 30000 yuan and 3 million yuan, covered by various travel agencies have different lines.
Travel ping an insurance is for travel abroad the possibility of unexpected (with the exception of disease, surgery, suicide, war confound, professional sports competitions and intentional act) all casualties accident caused by guarantee, generally all can receive the claim on the insurance company.
Travel insurance will enforce performance
Passengers can be insured by ping an insurance.Based on July 1, 84 implementation of the new rules of travel industry management, tourism industry and the performance of insurance liability insurance cover must be effected to a group, the original 2 million yuan ping an insurance is to be covered by the passenger to travel.Liability insurance content can be divided into legal liability and contractual liability, the passenger to travel group travel tour, because there was an accident, cause death or disability, compensation by insurance company contract liability, death may lose 2 million yuan, the disabled depending on the level, the medical expense is 30000 yuan, family members to deal with cost 100000 yuan.If passengers death an accident, is due to the travel agency negligence, accident recovers the highest 10 million yuan each time.The performance content of insurance, the travel industry cannot complete travel due to financial problems within the scope of the insurance amount, should be to pay the compensation cost.
The insured in the validity period of this contract, because suffer accident harm accident, its body suffer harm and deformed, incorrect jee or death about fixed in accordance with the contract, pay insurance gold.Accident harm accident "in the preceding paragraph refers to the outside to sudden accident caused by a disease disease.
How to apply for the insurance money
Insurant one thousand during travel or during the period of insurance accident, the accident of a month to declare insurance after the accident and the relevant documents for compensation.
Required to submit documents include: claim application, insurance policy, beneficiary's certificate seal, accident proof document
All relevant documents are retained for future reference
Once approved, the insured person (the beneficiary) will soon win compensation.
The new type overseas emergency rescue
In the past people travel abroad travel insurance, they buy variety is very limited, for this reason, there are a number of life insurance company combining international emergency rescue, introduced combined with life insurance and ping an property of tourism, and provide emergency services.
Including general emergency service
1. Free telephones, can provide service in Chinese.
2. Emergency medical consultation, transfer.
3. Discharge returned to ferry.
4. Acting mat hospitalization medical expenses.
5. Insurant died abroad and continuous more than 14 days in hospital, pay for family members to help ticket.
So-called beige book, which is the international certificate of vaccination, due to immigration from all over the world need to be vaccinated against prevention, as the regional epidemic cases may change from time to tome, traveler, out the best in advance to the department of health and health consulting.